What term describes any claim or encumbrance that may impair the title to real property?

The term that describes any claim or encumbrance that may impair the title to real property is referred to as a "cloud on title." This terminology is used in real estate to indicate that there is some defect or ambiguity in the title that raises questions about the ownership or legality of the property being sold or transferred. It could be due to unresolved liens, claims from previous owners, or inaccuracies in ownership records.

A cloud on title can make it more difficult to sell or finance the property, as potential buyers or lenders may be hesitant to engage with a title that isn't clear. To resolve a cloud on title, a property owner may need to take specific legal steps to clear those claims or encumbrances, thereby ensuring that they have a clear and marketable title.

The other terms listed, such as judgment lien, deed restriction, and encroachment, represent more specific types of issues or claims related to property but do not encompass the broader concept of any encumbrance that may impair the title. A judgment lien is a particular claim resulting from a court's judgment against a property owner, a deed restriction imposes certain limitations or conditions on the property use, and an encroachment refers to a physical intrusion onto someone else's property. While these