What type of lien is specific to a particular parcel of property?

A specific lien is a legal claim that is attached to a particular parcel of property as collateral for a debt or obligation. This means that it directly affects a specific asset, making it different from other types of liens which may affect multiple properties or assets.

For example, if a homeowner takes out a mortgage to buy a house, the mortgage itself is a specific lien. If the homeowner defaults on the loan, the lender has the right to take the specific property (the house) to satisfy the debt. This targeted nature of a specific lien clearly distinguishes it from a general lien, which can apply to an individual's total assets, or statutory and voluntary liens, which refer to the circumstances under which a lien is created rather than the specificity of the property involved. Therefore, understanding the nature of specific liens is crucial in real estate transactions and legal obligations related to property ownership.