Which deed provides the greatest protection by warranting clear title to a property?

The general warranty deed offers the highest level of protection to the buyer by providing a series of guarantees regarding the title to the property. When a seller uses a general warranty deed, they are assuring the buyer that they have clear title to the property and that there are no undisclosed encumbrances, liens, or defects in the title.

The seller provides several covenants, which include the covenant of seisin (the seller claims to own the property), the covenant against encumbrances (there are no hidden charges against the property), and the covenant of warranty (the seller promises to defend the title against any claims). These warranties extend back to the property's beginning, ensuring that all previous owners have maintained clear and valid ownership.

In contrast, other options, such as a general agency, Ginnie Mae, and general lien, do not relate to property conveyance or title protection in the same way. A general agency refers to a relationship where one party is authorized to act on behalf of another, while Ginnie Mae deals with mortgage-backed securities rather than real property title issues. A general lien relates to a claim against all assets of a debtor rather than providing assurances about property ownership. Thus, the general warranty deed stands out as the best option for protecting